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How to Convert Credit Cards Into Cash - Business Credit 2019

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Shared October 5, 2018

How do you convert credit cards into cash? Learn two of the best strategies to turn credit cards into cash at 0% APR over and over without having to deal with high cash advance interest rates.

In this video we go into how to utilize the balance transfer strategy and how to get cash off a credit card without a cash advance. This is ideal for individuals, business owners and real estate investors who want to access cash instead of using traditional methods like bank lines of credit or installment loans.

Converting credit cards into cash is a popular method used by real estate investors for down payment money. The crucial thing to remember is the balance transfer strategy only works best when you have the right types of personal or business credit cards in the right combination.

How you convert credit cards into cash with personal or business credit cards is pretty straightforward. You’re basically doing a cash advance on one card that allows you to cash advance the total credit limit and then transferring the balance onto another card that has a 0% balance transfer APR for 12 or more months.

This allows you to avoid the high interest rate on a cash advanced balance while reaping the benefits of 0% APR for 12 months or more depending on what the card offers. Now keep in mind you may have to pay a balance transfer fee up to 3% but where can you get cash at 3% month after month, year after year?

You can also turn your credit card to cash for bill payments using a bill pay provider. This strategy allows you to take advantage of 0% APR on purchases since the transaction is treated as a purchase not a cash advance.

For more details on how to convert credit cards into cash at 0% APR check out the following sites for details.